Nine ways to save on auto insurance policy

7. Ask about discounts for air bags and other safety features.
Your insurance agent should let you know about these discounts when you purchase your coverage. Most policies give discounts for air bags.

8. Ask about antilock brake discounts.
Some states, including Florida and New York, require insurers to give discounts for cars equipped with antilock brakes. Some insurance companies give the discount no matter where you live.

9. Ask about other discounts.
Some companies offer discounts for insuring more than one car, also insuring your home with them (known as a multiline discount), having no accidents in three years, being a driver over age 50, taking driver training courses, and having antitheft devices. Plus, remember good-student discounts when you are insuring a student who drives.

Source:Insurance Information Institute. Reprinted with permission of Insure.com, the copyright holder. http://www.insure.com

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